Where will 30-year mortgage rate be in seven days?

Where will 30-year mortgage rate be in seven days? DataSnack's model says 7.27%; it is 7.11% now. It has no graded forecasts yet; the first is graded on 20 Nov 2026.

DataSnack's read

Mortgage rates lag Treasury yields, so this week's bond moves set next week's

The 30-year mortgage rate sets borrowing costs across housing. The model's case, 7.21% in seven days, rests on about 0.383 of the 5-year's weekly move and 0.326 of the 10-year's three-day move passing through.}

The numbers

• 30-year mortgage rate now: 7.11%
• DataSnack's model, seven days from now: 7.27%
• Record: It has no graded forecasts yet; the first is graded on 20 Nov 2026.
• Replay on the last 51 days: off by 0.04 points against 0.06 points for standing still; closer on 38 of 51 days
• Fitted on 157 days of history

How the model works

Mortgage rates follow Treasury yields with a lag. The 5-year yield's weekly move and the 10-year yield's three-day move are added to the latest weekly mortgage rate.

• About 0.383 of each point the 5-year Treasury yield moves over a week reaches the 30-year mortgage rate the next week. DataSnack's author expected 0.47; the data say 0.383 ± 0.13, fitted on the same days the replay scores. Fits past data roughly.
• About 0.326 of each point the 10-year Treasury yield moves over three days adds to the mortgage rate a week later. DataSnack's author expected 0.3; the data say 0.326 ± 0.18, fitted on the same days the replay scores. A rough rule.

Sources

• 30-year fixed mortgage rate (FRED): 7.11% on 12 Nov 2026
• 5-year Treasury yield close (Yahoo Finance): 4.95% on 12 Nov 2026
• 10-year Treasury yield close (Yahoo Finance): 5.10% on 12 Nov 2026

The record

It has no graded forecasts yet; the first is graded on 20 Nov 2026.

Waiting for their day:

• Made 13 Nov 2026 for 20 Nov 2026: 7.27%

Questions

What is DataSnack's forecast? DataSnack's model says 7.27% seven days from now.

How does the model work? It is an explicit equation fitted on data, with every link and source listed above. DataSnack's agents propose changes every night, and a replay against real data decides what is kept.

How accurate has it been? It has no graded forecasts yet; the first is graded on 20 Nov 2026. DataSnack's overall record is at https://datasnack.ai/accuracy.

Can I download the model? Readers who cover this model can export it as an Excel workbook with working formulas from its page. A free example workbook: https://datasnack.ai/site/labs/datasnack-tariff-mortgage-lab.xlsx.

Can I pull its numbers into a spreadsheet? Its feed is at https://datasnack.ai/feed/m/ch:0790d5aab537.csv, with each forecast's error and standing still's beside it.

Canonical: https://datasnack.ai/m/ch:0790d5aab537 · DataSnack forecasts are analysis, not investment advice.